Online shopping is a quick and convenient way to
purchase items, especially during the commotion of the holiday season. While
you click from site-to-site, make sure you are practicing safe habits when
making online transactions.
Identity Theft Expert John Sileo’s 10
tips to keep yourself safe when shopping online.
Surf on Familiar Sites.
Only surf on sites you
know are reputable, and always be aware of URLs. To be extra safe, type the URL
directly into the address bar rather than clicking the links from emails or
social media sites.
Look for the Lock.
Never buy anything online
using your credit card from a site that doesn't have
Secure Sockets Layer (SSL) encryption installed. You can tell that the
site is encrypted if the URL begins with https://.
No online shopping store needs
your social security number or your birthday to do business. The less
information you give, the better.
Turn on Account Alerts.
Check your online account
regularly and turn on automatic account alerts that notify you anytime your
card is used.
Protect Your PC.
Protect against malware with
regular updates to your anti-virus program. Also, consider setting up a
dedicated browser to be used for online banking and transactions only.
Avoid Public Terminals.
Never conduct online
transactions on a public computer (e.g. library, café, etc.). They are often
loaded with keylogging software to copy and share your every keystroke.
Privatize Your Wi-Fi.
If shopping by a mobile
device outside of your home, utilize a password protected Wi-Fi hotspot, a
Virtual Private Network or the 4G or LTE connection on your mobile device.
Know When It’s Too Good to Be True.
scams" offer a free product with purchase. Many of these "offers" will come in
via social media by friends who have had their accounts compromised.
Get a temporary credit card.
Some credit card
companies will issue a temporary credit card number for their customers. These
temporary numbers can be useful for one-time or online purchases.