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Mobile Banking vs. Traditional Banking

Mobile Banking vs. Traditional Banking

In a world where everything is accessible on the Internet, you might weigh the pros and cons of mobile banking versus traditional banking. Here's a breakdown of what each is to help you decide what will work best for you.

Mobile Banking.

Using your bank's app or a web browser, you can quickly access your account balance, reconcile your checkbook , pay bills and make deposits. While it's quick and easy access, you'll want to take extra steps, such as shredding a check after you deposit it, to protect your security. Also, you'll want to make sure that wherever you access your accounts from, the security settings and software are set up to help you avoid thieves hacking into your accounts. By this we mean to strongly consider whether or not to allow your password to be remembered by the browser or app and to set up two-factor authentication.

Traditional Banking.

If you chose to go a more traditional route, you may feel a stronger sense of security in that you are face-to-face with a teller when you deposit checks and/or transfer funds. Plus, you will get a receipt for the transaction. You may also receive your account statements to be mailed to your home monthly to balance your checkbook, allowing you to compare your check register side-by-side to the printed statements. Traditional banking may also assume more of your time to travel to and from your bank.

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