Writing a check for the first time can be a challenge… but it doesn’t need to
be! All you need is your checkbook
, a pen
and your checkbook register.
Here is how you can write a check in just a few, quick steps:
In the upper right-hand corner, you will write the date you are making payment
or the agreed upon date when the payee is authorized to cash your check.
"Pay To The Order Of" Line.
This is where you will write the name of the person, business or organization
you are making payment to. As a best practice, it’s always best to write out
the full name of the payee instead of abbreviations or acronyms.
The blank line and empty box.
The blank line in the middle of the check is for you to write out the amount of
dollars and cents in words, for example “One hundred thirty-five & 50/100.”
The box to the right of this line is where you write the numerical value of
payment, so in this case, "135.50."
This optional line is where you can make note of what the payment is for, such
as “car payment” or “charitable donation.”
Signature line. In the bottom right corner, this
line is where you, being one of the named individuals on the account, sign your
name and authorize payment.
Once you’ve written your check, we recommend either using duplicate checks
(where you have a carbon copy of the check you’ve just written) or recording
the transaction in a checkbook register to
track the payment when you balance your checkbook.
For your reference, the below table contains the spelling of additional numbers
that can be found when writing your check: